Repeal and Replace 2.0

Discussion in 'Politics' started by Guard Dad, Sep 21, 2017.

  1. Guard Dad

    Guard Dad Administrator Staff Member

    Unknown at this point.

    This country is hungry for a true leader to step forth. A Ronald Reagan, if you will. A leader who can both inspire the American people and get congress to follow him.

    I should have gotten into politics. :D
     
  2. Boss 302

    Boss 302 Driving Instructor

    If Ronald Reagan were president with this Congress, he would not be able to accomplish much as the majority of the Republican members of Congress have gone too far to the left. Ted Cruz without a doubt in my mind is the most Reaganesque member of Congress and the majority of his fellow Republicans cannot stand him; especially the GOP leadership in Congress.

    Here's one significant problem with today's Republicans in Congress - political power. They want to be able to control the president. They want a president who will rubber stamp any legislation they put on that president's desk. They have gone to the left in an attempt to get votes from the left-leaning independents only because they want that political power. That's why the GOP leadership wanted Mitt Romney for president. They want a president they feel they can control. It's why they didn't want to see Cruz get the nomination.

    They will pass a single-payer health care program for the sole purpose of gaining more left-leaning independent voters, while also believing some of the Democratic voters will vote for them as well. Of course this will push the Democrats even further to the left, because those Republicans like Graham, McConnell, McCain, et al will move further to the left as well.
     
    Last edited: Oct 12, 2017 at 9:35 AM
    Guard Dad likes this.
  3. cptlo306

    cptlo306 Pursuit Driver

    All that is true but Trump himself isn't exactly a staunch conservative. As mentioned before, he would have signed that GOP healthcare bill and acted like it's exactly what he wanted and it's the best healthcare plan in the world even though anyone with an IQ over 50 would know otherwise.
     
  4. J-man

    J-man This post will self-destruct in 5, 4, 3, 2, 1.... Staff Member

    Last edited: Oct 12, 2017 at 11:15 AM
  5. Boss 302

    Boss 302 Driving Instructor

    Trump would sign any health care bill Congress puts on his desk simply so he can take credit for repealing Obamacare. If he was as smart as he claims to be, he would be presenting something to Congress since Congress can't come up with anything good themselves.
     
  6. Boss 302

    Boss 302 Driving Instructor

    Although it's a start, it's not the complete solution to Obamacare. You are s
    Although this is a start, it's still a long way from repealing and replacing Obamacare. You are correct that Congress is the problem. As I have said before, the Republicans lied to us big time in 2010, when they stood on the House floor with rolled up sheets of paper in their hands yelling they had a health care reform plan. Those were obviously blank because they had absolutely nothing to put on the floor to vote on when this Congress was seated this past January. Instead we watched as they scrambled to pull a plan out of their asses that thankfully did not have the votes to pass.
     
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  7. J-man

    J-man This post will self-destruct in 5, 4, 3, 2, 1.... Staff Member

    Trump just got himself re-elected for a 2nd term. You hear it here first!!!
     
  8. cptlo306

    cptlo306 Pursuit Driver

    That's gonna be quite the feat since I don't think he sticks around for the full 4 years of this term.
     
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  9. J-man

    J-man This post will self-destruct in 5, 4, 3, 2, 1.... Staff Member

    Grab some bench and some seeds then sit back and enjoy the game.
     
  10. honeybunny

    honeybunny Pursuit Driver

    Oh happy day ! ! !

    :cheer1::cheer1::cheer1:
     
  11. Boss 302

    Boss 302 Driving Instructor

    Obamacare is a job killer. Since it's passage, median income has been stagnant.

    Let's put this into perspective. Let's say an employer has 100 full-time employees and all have single coverage at a total cost of $6,345 per employee in 2017. Annual cost is $634,500. To keep it simple, let's say each employee makes $35,000 a year for a total cost of $3.5M. Each employee's share of the premium is $3,325 a year for a total employee contribution of $60,278. The employer's share is $574,222.

    Now let's say the employees receive a 3% pay raise starting January 1, 2018. Each employee now makes $36,050. The employer gets hit with a 35% premium increase, making the total cost of the health insurance plan now $856,575. Each employee now pays $3,425 for a total employees contribution of $81,375. This makes the employer contribution $775,200. This is an increase of $200,978 from the previous year.

    In 2018, the employer receives word from the insurance company their plan will see an increase of 40% in 2019. The employer had already experienced a cost increase of $200,978 and now will be facing another increase of $342,630 bringing total health care cost to $1.2 million. So in 2 years the employers' healthcare plan has increased $543,608.

    Guess what the employer is most likely going to do? Cut expenses by going to another healthcare plan that cost less, which will most likely significantly increase annual deductibles, co-pays, and out of pocket expenses for employees. The employees most likely will not receive a pay raise either, some may find themselves laid off, and some still working will opt out of the plan because they will see the plan just not worth spending 9.5% of their income on it.

    Here's the real kicker. Small businesses with less than 25 full-time employees and average income less than $50K get a 50% tax credit towards the cost of the health insurance the make available to their employees. Can you take a guess how much of a tax credit those companies who have more than 25 full-time employees get? I challenge you to google tax breaks for employers and see if you can find the answer.

    The "Affordable" health care plan Obama said everyone will have really only refers to the cost of premiums for employees. Tell me if an insured person really has affordable health care when they earn $40K a month and have to meet an annual deductible of $10K before insurance pays anything. Let's not forget about the co-pays and out of pocket expenses either. Keep in mind as well, that once the deductible is met, the insurance company pays a percentage of the bill, not all of it.
     
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  12. Guard Dad

    Guard Dad Administrator Staff Member

    Many of us who actually understand economics in a market driven economy predicted what Obamacare would do, and we were dead on.
     
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  13. Boss 302

    Boss 302 Driving Instructor

    Do you know how much of a tax credit employers with more than 25 employees get for providing health care?
     
  14. lotstodo

    lotstodo aka "The Jackal"

    Are you referring to the SHOP tax credit? It covers employers with under 25 employees who pay at least 50% of their employee healthcare premium. It is a 35% deduction in ADDITION to the standard 100% deduction (with some exceptions) as a direct cost available to all employers.

    But, as you know, a deduction is against a roughly 35% tax, so even at 135% small business deduction, it is always better to not spend the money in the first place.
     
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  15. Boss 302

    Boss 302 Driving Instructor

    That would be the one, but what tax credit do employers with more than 25 employees get for providing health care insurance?
     
  16. lotstodo

    lotstodo aka "The Jackal"

    You can write the cost off as a direct cost of labor just like an employee paycheck or other legitimate business expense. It is 100% deductible with some few exceptions for Cadillac plans offered to executives. The additional 35% carve out amounts to a 135% deduction for health plans to small employers.
     
  17. Mrs. Foxmeister

    Mrs. Foxmeister Home is where the heart is

    yep you're either part of the problem or part of the solution.
    I don't see him as part of the solution.
    I don't see an all or nothing approach as some in here who have no knowledge of healthcare but think they do keep saying.
    Healthcare has been changing significantly since HMO's in the 90's. If you don't understand the economy of that result, then maybe it's time to look back before the windfall.
    At this point I don't see republicans or democrats as part of the solution because there is too much "I know it all" from both sides and it's so far gone south, there are many factors that have gotten to this point. To turn one's head and refuse to consider human life which could be your own one day, boasting and bragging about where you are in the financial part of things.......this is not helping.
    Healthcare is a caring profession and the people who boast first they want to pay their own for everything will be the first in a clinic ready to sue somebody for "not getting good enough care". The technology and research from the 70's and the price now to make sure medication and current treatments are the best do cost dollars and a state cannot do that on it's own.
    If you have a personal problem with me instead of the comment, please send a DM. If you have a gripe with me, don't air your grievances out in front of others.
     
  18. Mrs. Foxmeister

    Mrs. Foxmeister Home is where the heart is

  19. Mrs. Foxmeister

    Mrs. Foxmeister Home is where the heart is

  20. honeybunny

    honeybunny Pursuit Driver

    You've got to be kidding...

    o_O
     

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