Repeal and Replace 2.0

The jist of it is Trump wants to get rid of any help for women and chidren and elderly.
He wants to say preexisting conditions would not be effected but on the other side of his tongue he says that it will. And yes, insurance can include preexisting conditions but with this plan, no one will have enough money to pay for their insurance so that will make it impossible. And unethical.
Its a poor substitute, worth reading into to see what he is trying to pass as if we all have a silver spoon in our mouth.
Obamacare is on one extreme and this bill is on the other extreme.
I don't know why there can't be a middle ground which makes sense. If this passed everyone of us have a preexisting condition and yes, you would have insurance but you won't be able to use it due to the atrocity of price.
This is an unethical proposition to fix the ACA.
 
The jist of it is Trump wants to get rid of any help for women and chidren and elderly.
He wants to say preexisting conditions would not be effected but on the other side of his tongue he says that it will. And yes, insurance can include preexisting conditions but with this plan, no one will have enough money to pay for their insurance so that will make it impossible. And unethical.
Its a poor substitute, worth reading into to see what he is trying to pass as if we all have a silver spoon in our mouth.
Obamacare is on one extreme and this bill is on the other extreme.
I don't know why there can't be a middle ground which makes sense. If this passed everyone of us have a preexisting condition and yes, you would have insurance but you won't be able to use it due to the atrocity of price.
This is an unethical proposition to fix the ACA.
With due respect...your hatred of the man is clouding your judgement.Congress wrote this bill, not Trump or his people. You might brush up on how government works.

It is a bad bill, but not for the reasons you listed.
 
Every plan proposed by government regulates what must be insured, who will pay for it, and how compliance is handled...period. Not one sentence is devoted to studying and helping lower the COST of providing healthcare. A hernia operation has costs associated with it that cannot be changed by fiat. If you want to cover birth control for instance, that has a cost associated with it. If you want to cover pre-existing conditions, that has a cost associated with it. That cost is not lowered because the government is taking money from private citizens, attaching overhead and reporting requirements, and giving it to healthcare providers on behalf of the patient.

The way government appears to control "costs" is by controlling reimbursement which ALWAYS leads to natural shortages. Then they will intentionally mandate who is the victim of shortages by denying care to the very same elderly or inform you seek to help.

There are then secondary consequences of government removing large chunks of the fruits of labor from the private economy. This is a subject that literally fills textbooks, but suffice to say that grave economic damage is done when the government dominates an economy. Denmark, the poster child for government provided social welfare, would be 38th in the US in GDP per person if it we're a state. You never hear anyone say "Let's be more like Missouri." There is a reason for that.
 
What a lot of people fail to understand about Obamacare is that it limits employees to contribute only 9.5% of their earnings to the cost of health care insurance provided by the employer. This has resulted in employers looking for the cheapest plan available, which results in high annual deductibles, out of pocket expenses, and co-pays they cannot afford. A lot of employees choose to opt out of the employer plans because they view it not worth the expense of their share of the premiums because chances are they may never meet the annual deductible to begin with and the penalty is less than what their share of the plan would be.

The last company I worked for had a terrible plan for hourly employees and more than 90% of them opted out of the plan. Let's do the math. A full-time hourly employee making $10 and hour would be contributing $38 a week towards the cost of the plan. Keep in mind if they work overtime, they pay even more for that pay period because their earnings increased. Let's say that employee had 10 hours of overtime for the week: their gross pay would be $550. Their contribution to the health plan would be $52.25. For the sake of demonstration, the employee never works overtime. That puts their annual wages earned at $20,800 and if they opted into the plan their contribution for the plan totals $1,976. The plan contained a $6,000 individual deductible and $3,000 out of pocket expenses, and covered 80% once those were met. They would have had to pay a total of $9,000 before the insurance started covering anything. Also add to that the total cost of premiums for the year. This is what Obamacare provided for employees.

Now let's add to that the employer share of the premium cost. Let's say the total cost of the plan was $10,000 per employee and all employees participating in the plan make $10 an hour. Total cost of the plan is $500,000. Total contribution from the employees is $98,800 and the employer's contribution is $401,200. Now the insurance company informs the employer the rates are being raised 47%. The plan for the next year is going to cost a total of $735,000. The employees are not receiving a pay raise because of the insurance increase, so their combined annual contribution remains the same, but now the employer is going to have to pay a total of $636,200.

The employer realizes this increase is really going to hurt his bottom line - profit. He has to cut costs somewhere. He can increase the cost of the goods or services he provides his customers, but that could result in decrease sales and profit. He could lay off some full-time employees and replace them with part-timers (many companies have done this) or he could get a new plan that cost less because the deductibles, out of pocket expenses, and co-pays are much higher. Not only will this reduce the premium cost, but also make some employees opt of the plan as well, making more people uninsured in the country.

This example shows why wages have been stagnant over the past 9 years, why employers go with the least expensive plan they can find, and why many working people opt out of employer coverage.
 
With due respect...your hatred of the man is clouding your judgement.Congress wrote this bill, not Trump or his people. You might brush up on how government works.

It is a bad bill, but not for the reasons you listed.
seems your hatred of Obama has clouded your judgement. Sort of hypocritical.
 
seems your hatred of Obama has clouded your judgement. Sort of hypocritical.
I don't hate him at all. I don't hate anyone. I just know that ACA (Obamacare) is a disastrous law that has caused major issues in healthcare, and our government needs to fix the mess.
 
I don't hate him at all. I don't hate anyone. I just know that ACA (Obamacare) is a disastrous law that has caused major issues in healthcare, and our government needs to fix the mess.
then don't tell me I hate the man and need to learn govenment. I do not see where I said I hate the man. But I guess that was your faulty perception.
 
So now he hates women, children, and the elderly? Makes me wonder just how he ever got elected.
that is your perception that is quite faulty. I never said I hate the man. How he got elected is basically no one wanted Hiliary elected. No choice.
 
that is your perception that is quite faulty. I never said I hate the man. How he got elected is basically no one wanted Hiliary elected. No choice.
I don't disagree with that.

But you immediately blamed the above bill on the man when it was congress who wrote it.
 
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I strongly suspect that if the GOP had passed that bill, Trump would have signed it and called it a victory for repealing Obamacare.
 
I strongly suspect that if the GOP had passed that bill, Trump would have signed it and called it a victory for repealing Obamacare.
One of my issues with Trump is that he made it clear that he wanted a big government healthcare system.

I still maintain the the ONLY real solution is to get the federal government completely out of healthcare.
 
As I have said many times before, we will have a single-payer program in the near future and the GOP will support it.
and.......that will eventually happen with or without Trump. As disappointing as it may be to many people, Trump really isn't the enemy
 
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